If you had a fender bender, would you know what to do? Read this post by Ed Welliver in AMSOIL: Ed Welliver to learn which steps you should take to handle a minor car accident effectively.

What is a Fender Bender?

To better understand what is considered a fender bender, imagine the following: while driving down the street, you notice that the next traffic light in your path turns from green to yellow; therefore, you slow down to stop at the intersection. Suddenly, you feel the driver behind you bumping your car, causing minor dents and a bend in your vehicle's fender. So, a fender bender is precisely that; a minor car accident that occurs at low speed and causes minor property damage, sometimes even back or neck injuries. Fender benders are typically the consequence of distracted, drowsy, or tired driving; therefore, even the most cautious and experienced drivers are prone to causing a minor crash at the wheel. If you've never had a fender bender before, it's worth knowing the steps to take if you have one; this way, you'll be prepared to deal with this type of situation in the least stressful way possible; to that end, keep reading this post by Ed Welliver.

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What to Do After a Fender Bender?

First, Regain Your Calm

It goes without saying that after being involved in a fender bender, you may feel discomfort, shock, a racing heart, and an adrenaline rush. However, resolving the situation will require you to regain your composure to make the right decisions; otherwise, you may say or do something detrimental. For example, some people become so nervous at a crash scene that they immediately take the blame for the accident even though they are not at fault. Similarly, other people react aggressively, accusing and yelling at the other driver; in the worst cases, a few respond impulsively by fleeing the scene. Regardless, the best thing you can do to regain your composure after a crash is to take a deep breath and check for injuries. If you have passengers in your vehicle, make sure they are okay. Lastly, avoid taking responsibility for the crash or blaming the other driver, as the police and insurance companies will address that issue.

Call the Police

In some cases, it is worth reporting the crash to the police. For example, if one of the people involved in the accident has an injury (even a minor one), if the other driver involved in the crash does not have insurance, appears to be under the influence of alcohol, or flees the scene. In such cases, it is helpful to get a police report to have evidence in your favor when filing a claim with the insurance company.

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Gather Evidence

As you can imagine, you must obtain evidence of the crash scene to report to your insurance company; hence, take pictures and videos with your cell phone. When doing so, record and photograph your vehicle and the other driver's car, especially their license plate. If the crash had witnesses, don't hesitate to ask their permission to have them describe the accident in recorded audio.

Pull Your Vehicle Out of the Road

Once you have photos and video of the crash scene, move your vehicle to a safe, nearby location where you can park it. Doing this is necessary to avoid triggering a traffic obstruction or a secondary crash.

Exchange Information With the Other Driver

The next thing to do is exchange information with the other driver involved in the crash. First, make sure they are okay, have no injuries, and verify that they have insurance. If everything is in order, share your information with them and ask them for the following details:

• Name
• Phone number
• Address
• License plate number
• Insurance company's name
• Insurance policy identification

Finally, Call Your Insurance Company

Finally, you'll have to notify your insurance company about the accident. Suppose you are at fault for the crash; in that case, your insurance agent will contact you and ask for more information about the accident; then, they'll explain your deductible to get the damages covered. Conversely, if the other driver caused the accident, you have the option to reach out to their insurance company so that they can step in and get your car repaired.

Now that you know what to do in the event of having a fender bender, call Ed Welliver at (956) 458-9399 and learn about the benefits of switching to the most reliable synthetic oil in AMSOIL: Ed Welliver for your engine's maintenance. Don't forget to order top-shelf products for your vehicle by visiting AMSOIL's online store.